SMS for susu & microfinance

SMS for susu groups, savings platforms, and microfinance companies in Ghana

Members trust a susu when every contribution is acknowledged. Taysend sends a receipt for each deposit, reminders before collection day, and OTPs for member logins — all from your company's name, with a message id per receipt.

Use cases

What susu & microfinance send with Taysend

Contribution receipts

A receipt the moment a collector records a deposit, with the running balance.

Collection-day reminders

A reminder the evening before, to each member on the route.

Payouts and loans

Payout confirmations and repayment reminders from your core system via the API.

Member logins

OTP for app and USSD-linked logins on a queue separate from bulk.

Examples

Messages you can copy

Units and cost are counted from the text, the same way the wallet bills it.

Contribution receipt

YOURSUSU

Received GHS 20.00 daily susu from Akosua B. (ID 3381) on 08/10. Balance this cycle: GHS 160.00. Thank you.

Encoding
GSM-7
Characters
107
Billed units
1
Per recipient
GHS 0.04
Repayment reminder

YOURSUSU

Reminder: loan instalment of GHS 85 is due Fri 10 Oct. Pay via MoMo 024 000 0000, ref L-3381.

Encoding
GSM-7
Characters
93
Billed units
1
Per recipient
GHS 0.04

Explore

Features used here

Each page answers a different question. They are not copies of this one.

FAQ

Straight answers

If something here is product behaviour, it matches the dashboard and the API.

01Can collectors trigger receipts from the field?+

Yes, if the collector app calls POST /v1/messages when a deposit is saved. Use an Idempotency-Key so a weak-network retry does not send two receipts.

02Can each agent or branch have its own wallet?+

Yes. Onboard them as clients; each tops up its own prepaid wallet.

03Are amounts in SMS safe?+

Receipts with amounts are common, but never put PINs or passwords in an SMS other than a one-time code.

Start in TEST

Send a TEST message before you go live.

TEST keys use simulated Ghana numbers. LIVE starts when your sender name is approved and the wallet has GHS.